Welcome to Saxon Financial Insights – Your UK Money Hub
Looking for clear, bite‑size advice on everything money? You’re in the right spot. We break down market trends, budgeting tricks, loan options and retirement basics so you can make decisions without the jargon.
What We Cover Daily
From the best savings rates to tricks for beating high APRs on car loans, our articles give you step‑by‑step guidance. Want to know if a 7% savings account is real or how the 70‑20‑10 rule can reshape your budget? We’ve got it covered.
Tools & Resources Tailored for You
Use our calculators to estimate mortgage payments, compare credit card APRs or see how long your pension might last. Each tool is built for quick answers, not endless spreadsheets.
Whether you’re repaying student loans, planning retirement or curious about crypto’s best buying day, Saxon Finance turns complex topics into simple actions. Dive in, explore the categories you need, and start mastering your money today.
Can a US Citizen Open an ISA? Here’s What You Need to Know
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US citizens can open an ISA if they're UK tax residents, but the IRS doesn't recognize it as tax-free. Learn why it often creates more tax problems than savings-and what to do instead.
How Much Equity Do You Need to Remortgage in Canada?
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To remortgage in Canada, you typically need at least 20% equity in your home. Learn how to calculate your equity, what lenders require, and what to do if you don't meet the threshold.
What Is a Good Net Worth by Age? Real Numbers for Canadians
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What's a good net worth by age for Canadians? Learn realistic targets for each life stage, how to calculate your own net worth, and what to do if you're behind - without the fluff.
When Should You Not Finance a Car? 7 Clear Signs to Walk Away
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Financing a car isn't always the right choice. Learn the 7 clear signs you should avoid a car loan - from low down payments to unstable income - and how to make smarter decisions that save you thousands.
The average 401(k) return over 30 years is typically 6%-7% after inflation. Learn how compound growth, fees, and consistency shape your retirement savings-and why small changes make a huge difference.
What Is the Best Thing to Invest Right Now in 2025?
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In 2025, the best investments combine safety, income, and steady growth. Dividend stocks, real estate, T-bills, gold, and AI infrastructure offer reliable returns without chasing risky trends.
Find out which banks offer the best personal loan rates, fees, and approval terms in 2025. Compare top lenders like SoFi, Chime, and PenFed to get the lowest cost loan for your needs.
What Is the No Spending Rule? A Simple Way to Reset Your Finances
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The no spending rule is a simple budgeting tactic where you spend $0 for a day to break impulse habits and regain control of your money. It's not about deprivation - it's about awareness.
How Much Cash Should I Keep in Savings? A Realistic Guide for Canadians
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Learn how much cash you should keep in savings based on your real expenses, job stability, and Canadian living costs. No fluff - just clear, practical steps to build a true emergency fund.
The US doesn't have a direct equivalent to the UK's ISA, but combining a Roth 401(k), Roth IRA, HSA, and brokerage account can give you similar - or even better - tax-free savings power.
How to Get Equity Out of Your Home Without Refinancing in 2025
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Learn how to access your home's equity in 2025 without refinancing - through HELOCs, home equity loans, reverse mortgages, personal loans, or sell-and-rent-back options. Save money and keep your current mortgage.
Find out which home insurance providers in Canada offer the most reliable coverage in 2025, what to look for in a policy, and how to avoid common pitfalls that leave homeowners unprotected.