Does Anyone Have an 850 Credit Score? Here’s What It Really Takes
An 850 credit score is rare but achievable. Learn who has it, how they got there, and whether it's even worth chasing. The truth may surprise you.
Read MoreWelcome to Saxon Financial Insights – Your UK Money Hub
Looking for clear, bite‑size advice on everything money? You’re in the right spot. We break down market trends, budgeting tricks, loan options and retirement basics so you can make decisions without the jargon.
What We Cover Daily
From the best savings rates to tricks for beating high APRs on car loans, our articles give you step‑by‑step guidance. Want to know if a 7% savings account is real or how the 70‑20‑10 rule can reshape your budget? We’ve got it covered.
Tools & Resources Tailored for You
Use our calculators to estimate mortgage payments, compare credit card APRs or see how long your pension might last. Each tool is built for quick answers, not endless spreadsheets.
Whether you’re repaying student loans, planning retirement or curious about crypto’s best buying day, Saxon Finance turns complex topics into simple actions. Dive in, explore the categories you need, and start mastering your money today.
What Is the 40-40-20 Budget Rule and How It Helps You Manage Debt
The 40-40-20 budget rule divides your take-home pay into 40% for needs, 40% for debt repayment, and 20% for savings. It's a powerful tool for getting out of debt faster while still saving for the future.
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What Is the Best Time of Year to Buy a Car in 2026?
The best time to buy a car is in December, when dealers clear out inventory to meet year-end sales targets. End-of-month sales and model year transitions also offer major discounts. Avoid January and early spring for the best deals.
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What Is the Best Time of Year to Buy a Car in 2026?
The best time to buy a car in Canada is December for new models and January for used cars. Dealers clear inventory, hit sales targets, and offer the deepest discounts during these months. Avoid spring-prices peak then.
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Student Loans and Credit Scores: How They Really Affect Your Financial Health
Student loans don't automatically hurt your credit-when managed well, they can build your credit history. Learn how timely payments, avoiding default, and using programs like Repayment Assistance Plan help your score. Discover common myths and practical tips for Canadians.
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Should You Close a Credit Card with Zero Balance or Keep It Open?
Closing a credit card with zero balance can hurt your credit score by raising your utilization rate and shortening your credit history. Learn when to keep it open and smart alternatives to avoid damage.
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How Long Will $400k Last in Retirement? A Realistic Canadian Breakdown
How long will $400k last in retirement? In Canada, it depends on your spending, inflation, and investments. Learn how to stretch your savings with real numbers and practical steps for retirees.
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Best Websites for Stock Investing in 2026
Find the best website for stock investing in 2026 based on your goals. Compare top platforms like Questrade, Wealthsimple Trade, and Fidelity for fees, tools, and ease of use - no fluff, just what works.
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How to Pay Off $30,000 Debt in One Year
Pay off $30,000 in debt in one year with a realistic plan, aggressive budgeting, and the avalanche method. Learn how to cut costs, boost income, and avoid common traps that keep people stuck.
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What Is the Simplest Budgeting Method?
The simplest budgeting method is zero-based budgeting done the easy way: assign every dollar a job, track what you spend, and adjust monthly. No apps, no stress, just control.
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How Much Is $100 Worth in Bitcoin Right Now?
As of January 2026, $100 buys about 0.001118 BTC at a Bitcoin price of $89,400. Learn how to buy, track, and understand the real value of small Bitcoin investments.
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Can You Make $100 a Day with Crypto? Realistic Odds and How It Actually Works
Can you make $100 a day with crypto? Yes - but only with real strategy, capital, and discipline. Learn the three proven ways, the hidden risks, and why most people fail.
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