May was a busy month at Saxon Finance. We rolled out dozens of short, action‑oriented pieces that cut through the jargon and give you straight answers. Whether you’re hunting for a tax‑free ISA, trying to snag a personal loan, or figuring out how much you can live on in retirement, there’s a guide that fits your need.
We started the month with a deep dive into Chase’s ISA offerings. The article clears up which accounts actually exist, how they compare to other UK providers, and which features matter most for tax‑free growth. Right after, we tackled the “easy loan” myth. By naming the banks that approve personal loans quickly and sharing a few insider shortcuts, we helped readers speed up the approval process without jumping through endless hoops.
Credit‑card hunters got a separate piece on the Chase rule (the infamous 5/24 rule). We explained who it hits, why it exists, and how to time applications so you don’t lose out on the cards you want. The guide also lists alternatives that sidestep the rule, giving you more flexibility when you apply.
Leaving a job? Our pension‑planning post spells out exactly what happens when you quit before retirement, which parts of your pot stay intact, and how to transfer them without penalties. We paired that with a realistic look at living on a $3,000 monthly retirement budget, breaking down essential expenses, healthcare costs, and the cities where that amount stretches furthest.
Tax worries got their own spotlight, too. The “Is pension income taxable?” guide walks you through which pension streams the HMRC taxes and how to avoid common pitfalls. If you’re new to budgeting, the 50‑30‑20 rule article shows you how to allocate income in a way that feels natural, not restrictive.
For those with a little extra cash each month, we explained the concept of a “leftover budget”. Knowing the proper term helps you treat that surplus as a powerful tool—whether you decide to funnel it into savings, investments, or a fun treat without guilt.
Home‑finance fans weren’t left out. We compared Geico and Progressive home insurance rates, laid out the biggest downside of locking money in a CD, and revealed why home equity loans can be tough to get approved. Our remortgaging piece shows how much extra cash you might unlock and which factors lenders weigh most heavily.
Finally, we covered personal‑loan alternatives. From the cheapest ways to borrow (credit unions, online lenders, your own bank) to the risks of AI‑driven lenders like Upstart, the articles give you a balanced view of cost, speed, and safety. Low‑credit borrowers also get help with the “lowest credit score lenders accept” guide, outlining realistic cut‑offs and quick wins for boosting approval odds.
All in all, May 2025 delivered a toolbox of concise, practical advice for every money‑minded reader. Bookmark the archive, pick the topics that hit your current concerns, and start applying the tips today. Your finances don’t have to be complicated—just a little better informed.
Wondering if Chase UK offers ISAs? This guide breaks down everything you need to know about Chase and their options for Individual Savings Accounts. Find out what types of savings accounts they actually offer, see how they stack up against the competition, and get practical tips on building tax-free savings. Cut through the confusion around the ISA landscape in 2025 and learn what your best choices are.
Read More
Ever feel like getting a personal loan is harder than it should be? This article uncovers which banks are actually approving loans without making you jump through endless hoops. Discover what helps you get approved faster, which banks have a reputation for being more flexible, and some unexpected tips to tip the odds in your favor. If you’ve got average credit or need money quickly, there are ways to up your chances. Get the facts, not just the marketing spin.
Read More
Thinking about leaving your job but worried about your pension? This article explores exactly what happens to your pension when you quit before retirement. You'll get practical tips on preserving your retirement savings, details on how different pension plans work, and what steps you can take next. No guesswork, just straightforward advice for handling your pension when you move on. Make sure you don’t lose out on hard-earned money.
Read More
Wondering if $3,000 a month is enough to retire on? This article breaks down what living on that budget actually looks like and what choices you'll need to make. Get facts about fixed expenses, healthcare costs, and where your money goes. Find tips to stretch every dollar and learn which cities or lifestyles fit best. Real-world stories and practical advice for anyone planning their retirement on a steady income.
Read More
Curious about the Chase rule when applying for credit cards? This article breaks down what the rule means, who it affects, and how to work around it. See practical tips for timing your applications, why Chase set up this rule, and how it can impact your wallet. Plus, learn how to keep your strategy flexible so you don’t miss out on your favorite credit cards. Stay in control of your application game with real-life tips and up-to-date info.
Read More
Wondering if your pension income gets taxed? This article explains how different types of pension payments are taxed, which parts are taxable, and what the IRS expects from you. Find out about common tax pitfalls, smart tips for saving money, and what to do if you're moving to a different state. We also bust some common myths so you don’t get caught off guard.
Read More
Ever wonder why trying to get a home equity loan feels like jumping through hoops? This article breaks down what really makes it so hard to get approved. It looks at why lenders set strict rules, the things they check in your finances, and the common mistakes that trip people up. Packed with tips, it shows you what you can do to actually boost your chances. If tapping into your home's value feels impossible, you're not imagining it—let's get into what's really going on.
Read More
Upstart uses artificial intelligence to offer personal loans, but its approach comes with unique risks you shouldn't ignore. From unpredictable approval outcomes to potentially higher costs, borrowers need to understand how Upstart operates. This article breaks down where things can go wrong, what to watch out for, and practical tips for keeping your finances safe. Learn how Upstart's technology could affect your chances of getting a good deal. Make sure you know the risks before you sign any loan agreement.
Read More
Thinking about squeezing more money out of your home when you remortgage? This article breaks down how lenders decide what you can borrow, the key factors that shape your options, and common pitfalls to watch out for before you sign anything new. Find out how much extra cash you could unlock and what you’ll need to get approval. Get tips for boosting your borrowing power without getting in over your head.
Read More
Trying to pick between Geico and Progressive for home insurance? Wondering who actually offers the cheapest rates? This article breaks down real price comparisons, what affects your quote, and which company might save you cash. We dig into policy details, coverage options, discounts, and user experiences so you can make an informed decision. Find out who’s easier on your wallet today.
Read More
Thinking of locking your cash in a CD? There’s one big downside you need to consider: lack of easy access. This article breaks down why CDs aren’t always the safest bet, especially when you might need your money fast. Learn about early withdrawal penalties, rate risks, and smarter ways to balance your savings. Get tips to decide if a CD matches your financial goals today.
Read More
This article breaks down when life insurance might be a waste of money. It looks at financial stability, common traps that make policies pointless, and when other safety nets should take over. Find out which life stages demand coverage—and which don’t. Get practical tips to avoid overpaying. Make smart calls about insurance that match your real needs.
Read More