What's the best bank to get a loan from in 2025?
Find out which banks offer the best personal loan rates, fees, and approval terms in 2025. Compare top lenders like SoFi, Chime, and PenFed to get the lowest cost loan for your needs.
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What Is the No Spending Rule? A Simple Way to Reset Your Finances
The no spending rule is a simple budgeting tactic where you spend $0 for a day to break impulse habits and regain control of your money. It's not about deprivation - it's about awareness.
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How Much Cash Should I Keep in Savings? A Realistic Guide for Canadians
Learn how much cash you should keep in savings based on your real expenses, job stability, and Canadian living costs. No fluff - just clear, practical steps to build a true emergency fund.
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What Is the US Equivalent of the ISA Account?
The US doesn't have a direct equivalent to the UK's ISA, but combining a Roth 401(k), Roth IRA, HSA, and brokerage account can give you similar - or even better - tax-free savings power.
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How to Get Equity Out of Your Home Without Refinancing in 2025
Learn how to access your home's equity in 2025 without refinancing - through HELOCs, home equity loans, reverse mortgages, personal loans, or sell-and-rent-back options. Save money and keep your current mortgage.
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What Is the Best Reliable Home Insurance in 2025?
Find out which home insurance providers in Canada offer the most reliable coverage in 2025, what to look for in a policy, and how to avoid common pitfalls that leave homeowners unprotected.
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What Is the Downside to Equity Release? Hidden Costs and Real Risks
Equity release can give you cash in retirement, but it comes with hidden costs, compound interest, and risks to your inheritance and benefits. Understand the real downsides before you sign.
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Why Taking Equity Out of Your Home Is a Bad Idea
Taking equity out of your home might seem like an easy way to get cash, but it often leads to more debt, higher interest, and the risk of losing your home. Learn why it's usually a bad financial move.
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Does 0% APR mean no interest? What car dealers won’t tell you
0% APR on car loans sounds like free money, but it often comes with hidden conditions that can cost you more. Learn how to spot the traps and actually save money.
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How Many Times Can You Remortgage Your House? Rules and Real Limits in Canada
There's no legal limit to how many times you can remortgage your house in Canada - but each time costs money and risks your equity. Learn when it makes sense, when to avoid it, and how to protect your home’s value.
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What Is the Limit for Equity Release? How Much You Can Actually Borrow
The equity release limit depends on your age, home value, and health. Most seniors can access 20% to 50% of their home’s value, with older or medically eligible borrowers getting more. Learn how to calculate your real limit and avoid costly mistakes.
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Can Crypto Make You Rich? Realistic Odds and What Actually Works
Crypto can make you rich-but only for a tiny fraction who hold Bitcoin or Ethereum long-term. Most lose money chasing hype. Here's what actually works and the real risks most ignore.
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