Saxon Financial Insights - Page 3

Bank vs Online Lender for Personal Loans in Canada (2025): Which Is Better?

Bank or online lender for a personal loan in Canada? See who’s cheaper, faster, and more likely to approve you in 2025-plus fees, rates, and a clear decision path.

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What Happens If You Never Pay Off Student Loans? Consequences, Timelines, and Fixes (2025)

If you stop paying student loans, what actually happens? Clear timelines, consequences in the US and Canada, and practical ways to avoid or escape default.

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What Is the 70-20-10 Rule? Budgeting, L&D, and Innovation Explained Simply

Learn the 70-20-10 rule across money, learning, and innovation. Get a step-by-step budget plan, real examples, pitfalls, checklists, and a clear mini-FAQ.

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Bad APR for Car Loans: Decoding Rates and Avoiding Rip-Offs

Uncover what counts as a bad APR on a car loan, why it happens, and simple ways to dodge brutal rates. See real data and tips that actually help buyers.

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Should You Use Home Equity for Debt Consolidation? Pros, Cons & Real-World Tips

Weighing up using your home equity for debt consolidation? Get real advice, crunch numbers, and find out if this finance move fits your situation.

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Do Consolidation Loans Affect Your Credit Score? The Real Impact Explained

Wondering if a consolidation loan can help or harm your credit score? Get straight, detailed answers: facts, stats, expert tips, and practical strategies—no fluff.

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Will My Student Loan Be Forgiven? Signs, Programs, and What to Do Next

Find out if your student loan will be forgiven. Get straight facts, tips, and real answers about forgiveness rules, programs, and common mistakes.

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What Actually Happens to Your Old Credit Card After a Balance Transfer?

Wondering what to do with your old credit card after a balance transfer? Learn what really happens, how it affects your score, and if you should close it.

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How Long Does a Pension Last? Understanding Pension Duration & Security

Curious how long your pension will last? Get a clear, honest look at pension duration, payout factors, and smart ways to stretch your retirement income.

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Banks Offering 7% Savings Account Interest: Real Options and Top Alternatives in 2025

Looking for a 7% savings account interest rate in 2025? Discover which banks really offer it, catch the fine print, and spot your best alternatives in today’s market.

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Saving $1000 a Month: Is It Enough for Your Financial Goals?

Thinking about saving $1000 a month? Find out if it's enough for emergencies, buying a house, or retirement. Real tips, expectations, and practical advice.

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How Pension Payments Work: Understanding Your Retirement Income

Discover how pension is paid, how often you get payments, tax tips, and what affects your retirement income. Get practical help navigating pension systems.

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