Feeling stuck with student loans, wondering about grants, or trying to untangle debt? You’re not alone. This page pulls together the most useful articles on financial aid so you can find a clear path without sifting through endless pages.
First off, know what you’re dealing with. If you ignore a loan, consequences like wage garnishment, credit score drops, and tax‑refund offsets can hit fast. Our piece What Happens If You Never Pay Off Student Loans? breaks down the timeline step by step, so you can see exactly when each penalty starts.
Good news: forgiveness programs exist. The article Will My Student Loan Be Forgiven? explains the signs to watch for, the eligibility rules in the UK and Canada, and common mistakes that sink a claim. If you’ve got a 25‑year clock ticking, Do Student Loans Get Forgiven After 25 Years? tells you who qualifies and how to apply.
Debt consolidation can feel like a magic wand, but it isn’t risk‑free. Our guide Do Consolidation Loans Affect Your Credit Score? shows the real impact, the factors lenders check, and how to protect your score while you consolidate.
Got home equity? Should You Use Home Equity for Debt Consolidation? weighs the pros and cons, gives simple calculators, and helps you decide if the risk is worth the reward.
For those with bad credit, How to Get a Loan When No One Approves You lists alternative lenders, credit‑building steps, and realistic expectations, so you don’t fall for scams.
Budgeting is the backbone of any aid plan. The 70‑20‑10 rule covered in What Is the 70-20-10 Rule? splits your money into spending, learning, and innovation buckets, making it easier to allocate funds for loan payments, emergencies, and future goals.
Finally, keep an eye on your credit health. A quick read of How Common Is $50,000 in Credit Card Debt? reveals how many people are in the same boat and offers actionable steps to lower balances without hurting your score.
Bookmark these articles, use the tips that fit your situation, and you’ll turn financial aid confusion into a clear, doable plan.
Curious about what credit score you need for a student loan? This article breaks down everything you need to know, including how federal and private student loans handle credit checks. You'll get tips to boost your chances of approval and learn what really matters when it comes to borrowing for college. Don't let questions about your credit hold you back—get the real facts here. We'll make the whole thing feel a lot less confusing.
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