Tag: credit history

Student Loans and Credit Scores: How They Really Affect Your Financial Health

Student Loans and Credit Scores: How They Really Affect Your Financial Health

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Student loans don't automatically hurt your credit-when managed well, they can build your credit history. Learn how timely payments, avoiding default, and using programs like Repayment Assistance Plan help your score. Discover common myths and practical tips for Canadians.

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Does Cancelling a Card Hurt Your Credit Score?

Does Cancelling a Card Hurt Your Credit Score?

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Canceling a credit card can hurt your credit score by raising your utilization rate or shortening your credit history. Learn when it's safe to close a card and how to avoid damaging your score.

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