How Much Equity Do You Need to Remortgage in Canada?
To remortgage in Canada, you typically need at least 20% equity in your home. Learn how to calculate your equity, what lenders require, and what to do if you don't meet the threshold.
Read MoreArchive: 2025/12
What Is a Good Net Worth by Age? Real Numbers for Canadians
What's a good net worth by age for Canadians? Learn realistic targets for each life stage, how to calculate your own net worth, and what to do if you're behind - without the fluff.
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When Should You Not Finance a Car? 7 Clear Signs to Walk Away
Financing a car isn't always the right choice. Learn the 7 clear signs you should avoid a car loan - from low down payments to unstable income - and how to make smarter decisions that save you thousands.
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What Is the Average 401(k) Return Over 30 Years?
The average 401(k) return over 30 years is typically 6%-7% after inflation. Learn how compound growth, fees, and consistency shape your retirement savings-and why small changes make a huge difference.
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What Is the Best Thing to Invest Right Now in 2025?
In 2025, the best investments combine safety, income, and steady growth. Dividend stocks, real estate, T-bills, gold, and AI infrastructure offer reliable returns without chasing risky trends.
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What's the best bank to get a loan from in 2025?
Find out which banks offer the best personal loan rates, fees, and approval terms in 2025. Compare top lenders like SoFi, Chime, and PenFed to get the lowest cost loan for your needs.
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What Is the No Spending Rule? A Simple Way to Reset Your Finances
The no spending rule is a simple budgeting tactic where you spend $0 for a day to break impulse habits and regain control of your money. It's not about deprivation - it's about awareness.
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How Much Cash Should I Keep in Savings? A Realistic Guide for Canadians
Learn how much cash you should keep in savings based on your real expenses, job stability, and Canadian living costs. No fluff - just clear, practical steps to build a true emergency fund.
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