Is it better to remortgage with an existing lender?
Is it better to remortgage with your existing lender? Often, staying put saves fees and hassle-but only if you ask for the right deal. Learn when to stay and when to switch.
Read MoreArchive: 2026/02
How Many People Have $300K in Savings? Real Numbers Behind the Goal
Only 12% of Canadian households have over $100K in savings. Reaching $300K is rare - and requires high income, early starts, or homeownership. Here’s what actually works.
Read More
What Is Usually Covered in Home Insurance? A Clear Breakdown for Canadian Homeowners
Home insurance in Canada typically covers fire, theft, storms, and liability-but not floods, earthquakes, or wear and tear. Know what's included, what's excluded, and how to avoid being underinsured.
Read More
Does Anyone Have an 850 Credit Score? Here’s What It Really Takes
An 850 credit score is rare but achievable. Learn who has it, how they got there, and whether it's even worth chasing. The truth may surprise you.
Read More
What Is the 40-40-20 Budget Rule and How It Helps You Manage Debt
The 40-40-20 budget rule divides your take-home pay into 40% for needs, 40% for debt repayment, and 20% for savings. It's a powerful tool for getting out of debt faster while still saving for the future.
Read More
What Is the Best Time of Year to Buy a Car in 2026?
The best time to buy a car is in December, when dealers clear out inventory to meet year-end sales targets. End-of-month sales and model year transitions also offer major discounts. Avoid January and early spring for the best deals.
Read More
What Is the Best Time of Year to Buy a Car in 2026?
The best time to buy a car in Canada is December for new models and January for used cars. Dealers clear inventory, hit sales targets, and offer the deepest discounts during these months. Avoid spring-prices peak then.
Read More
Student Loans and Credit Scores: How They Really Affect Your Financial Health
Student loans don't automatically hurt your credit-when managed well, they can build your credit history. Learn how timely payments, avoiding default, and using programs like Repayment Assistance Plan help your score. Discover common myths and practical tips for Canadians.
Read More
Should You Close a Credit Card with Zero Balance or Keep It Open?
Closing a credit card with zero balance can hurt your credit score by raising your utilization rate and shortening your credit history. Learn when to keep it open and smart alternatives to avoid damage.
Read More
How Long Will $400k Last in Retirement? A Realistic Canadian Breakdown
How long will $400k last in retirement? In Canada, it depends on your spending, inflation, and investments. Learn how to stretch your savings with real numbers and practical steps for retirees.
Read More