Welcome to Saxon Financial Insights – Your UK Money Hub

Looking for clear, bite‑size advice on everything money? You’re in the right spot. We break down market trends, budgeting tricks, loan options and retirement basics so you can make decisions without the jargon.

What We Cover Daily

From the best savings rates to tricks for beating high APRs on car loans, our articles give you step‑by‑step guidance. Want to know if a 7% savings account is real or how the 70‑20‑10 rule can reshape your budget? We’ve got it covered.

Tools & Resources Tailored for You

Use our calculators to estimate mortgage payments, compare credit card APRs or see how long your pension might last. Each tool is built for quick answers, not endless spreadsheets.

Whether you’re repaying student loans, planning retirement or curious about crypto’s best buying day, Saxon Finance turns complex topics into simple actions. Dive in, explore the categories you need, and start mastering your money today.

What Is the Limit for Equity Release? How Much You Can Actually Borrow

The equity release limit depends on your age, home value, and health. Most seniors can access 20% to 50% of their home’s value, with older or medically eligible borrowers getting more. Learn how to calculate your real limit and avoid costly mistakes.

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Can Crypto Make You Rich? Realistic Odds and What Actually Works

Crypto can make you rich-but only for a tiny fraction who hold Bitcoin or Ethereum long-term. Most lose money chasing hype. Here's what actually works and the real risks most ignore.

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Who Owns 90% of Bitcoin? The Real Holders Behind the Numbers

Who owns 90% of Bitcoin? The answer isn't one person-it's a mix of early adopters, institutions, and exchanges. Learn who holds the majority and what it means for your investment strategy.

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What is the Payment on a $20,000 Home Equity Loan?

Learn the monthly payment on a $20,000 home equity loan in Canada, how interest rates and term length affect your costs, and whether it's the right choice for your finances.

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Does the US government have a debt relief program? Here's what actually exists

The US government doesn't offer blanket debt relief, but targeted programs exist for student loans, medical debt, and bankruptcy. Learn what's real, what's a scam, and how to get actual help.

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Debt Consolidation: Why You Might Be Denied and How to Turn It Around

Learn why lenders may deny your debt consolidation request, how to evaluate your eligibility, and practical steps to improve approval odds or find alternatives.

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Best Savings Account 2025: How to Choose the Right One for Your Money

Discover how to pick the best savings account in Canada for 2025, comparing rates, fees, insurance and tax‑free options to grow your money safely.

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When to Remortgage: Key Signs It’s Time to Refinance Your Mortgage

Learn the exact signs that it’s time to remortgage, how to calculate savings, key factors to check, and a step‑by‑step guide for Toronto homeowners.

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What Disqualifies You from Getting a Home Equity Loan?

Learn the exact reasons lenders reject home equity loan applications, from credit score and debt‑to‑income to bankruptcy and property type, and get practical steps to fix each issue before you apply.

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Saving Money in a Savings Account: Risks and Benefits

Explore whether keeping money in a savings account is wise, learn how interest, inflation and fees affect your cash, and discover better low‑risk alternatives for long‑term growth.

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One Major Drawback of the 50/30/20 Budgeting Rule

Explore the main downside of the 50/30/20 budgeting rule, why fixed percentages can hurt variable incomes, and how to adapt the method for real life.

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Bank vs. Non‑Bank Car Loans: Which Is Better?

Explore the pros and cons of bank car loans versus credit unions, online lenders, and dealership financing to decide the best auto financing route.

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